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Let ARCREDITZ solve your
Financial difficulties
One-stop solution for financial problems
About Arcreditz
Arcreditz provides reliable financial solutions for individuals and businesses. Based in Singapore, we have been a trusted licensed money lender for 12 years.
We offer customizable loan packages to suit your unique needs and have helped over 4,000 satisfied customers nationwide. Our commitment to transparency means we offer free consultations with no obligations.
12 years of business in Malaysia
12
More than 4000 successful cases
4000
24-hour customer service online assistance
24
Our Advantages
Customer satisfaction rate is as high as 97%
Loan amount up to SGD100,000
24-hour professional service staff assistance
It only takes 1 hour to review and get approval
Super worthwhile interest rate starting from only 5.5%
Repayment period up to 60 months
Type Of Loan
Personal Loans
Arcreditz specializes in personal loans with interest rates as low as 6%. Our streamlined process ensures a hassle-free experience with no guarantor required and no hidden fees. We offer flexible repayment terms ranging from 6 to 120 months with fast approvals and timely payments.
With over a decade of experience in the financial industry, we are committed to providing tailored solutions and exceptional customer service. Apply today and confidently take the next step towards achieving your financial goals.
Business Loans
Boost your business growth with a tailor-made SME loan from Arcreditz. We offer competitive interest rates and flexible repayment terms of up to 12 - 120 months, as well as fast, unsecured financing to suit your financial needs.
With more than a decade of experience in Kuala Lumpur, we are proud to be a reliable partner in your business success. Apply now and achieve your business ambitions with confidence.
About Our Team
At Arcreditz, our team is the backbone of everything we do. Based in Singapore, we are a group of passionate finance professionals dedicated to helping individuals and businesses access fast, transparent, and responsible loan solutions. With deep expertise in financial services, customer care, and risk management, our team is committed to delivering personalized support with integrity and efficiency.
We understand that financial needs vary, and that's why we take the time to listen. Whether you're planning for personal growth or managing a business opportunity, our experienced advisors work closely with you to find a loan option that fits your situation.
Driven by a customer-first approach and strong ethical standards, the Arcreditz team is here to guide you through every step of the loan process — with clarity, care, and confidence.
Calculation Sample
879
SGD
/month
Loan amount - SGD10,000
Interest rate - 5.5%
Tenure period - 12 months
Total amount payable - SGD10550
Lowest Interest Rate
5.5%
All our loan will start with a very low interest rate which is 5.5%
Get loan up to 100K with us now
The higher the amount, the lower the interest rate !
months
Flexi Payment Plan
60
Up to
All loan can repayment up to 60 months based on your profile
Tenure Period - 60 Months
Can be approve within 1 hour
Flexible Payment Options Designed Specifically for You.
Months
Main Reason Why Loan Rejected
Inadequate credit score
Credit score is an important basis for evaluating repayment ability. If the score is too low, the loan may be rejected due to overdue repayment, default record or short credit history.
High debt
If the borrower already has a large amount of debt (such as credit cards, other loans), the bank may believe that the repayment pressure is too great and reject the loan application.
Unstable or insufficient income
Banks will check income levels to ensure that borrowers can afford to repay on time. Low or erratic income (such as self-employed workers) may increase the risk of loan rejection.
Supported Bank
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